American Risk Management Resources Network, LLC

Specialists in Environmental Insurance and Risk Management


ARMR.Network, LLC provides valuable wholesale access to all of the major environmental underwriters. Our exceptionally qualified staff can quickly and efficiently evaluate the environmental insurance needs of the customer. Let us put our expertise to work for you.

Property Environmental Risk Management (PERM™) Insurance

The first affordable risk management solution for indoor environmental risks including coverage for Mold/Bacteria, UST’s, Superfund, Defective Building Materials, Business Interruption/Loss of Rents etc. 

PERM™ Insurance Application Click Here                                                                             

 Loss Control Services

Property Environmental Risk Management Program By, David Dybdahl, CPCU, ARMR, MBA

PERM™ Insurance Product Description

Claims Examples

Il Mold coverage Ruling no Coverage for Mold Losses

Legionnaire's No Coverage Article 2010

Hospital Suffer $26,000,000 Mold Loss

Mold Claims Examples

Insurance Coverages Issues

A Typical ISO GL Mold Exclusion ISO Properties, Inc., 2003

Beware of Anticoncurrent Causation Clauses By, Finly Harckham

ISO vs EIL Forms Comparison

Where Mold Damage was Expressly Excluded from Coverage... By, Kent Holland, Esq.

For more information please contact:

Judi Martinez                        David Dybdahl                      Dan Scheider
martinez@armr.net               dybdahl@armr.net               scheider@armr.net
608 836 9586                          608 836 9567                          608 836 9833